Avoid Debt Relief Fraud

Published on September 21, 2009 by Lianne Gaines

Persons with high amounts of debt can reap considerable benefits from debt relief programs. These programs are designed to help people who are unable to pay their debts. Nonetheless, finding a program and negotiating the terms of the plans could affect each individual’s economic condition differently. In order to free yourself from debt, you should select a debt relief program that meets your exact goals.

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Posted in Personal Finance

Now You Can Have Your Credit Report Free

Published on September 11, 2009 by Wendy Polisi

There is a lot of misleading information available today, especially online, regarding getting access to your credit report. Some of this misleading information is the product of the credit reporting agencies themselves, which are for-profit entities. There are also many independent companies that will obtain your credits reports for you, for a hefty fee.

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Posted in Personal Finance

Renegotiating Loans Can Give You Hope

Published on September 6, 2009 by Wendy Polisi

With the advent of the current recession, many people have found themselves swamped in debts that they can no longer pay off under the terms originally agreed. Whether this is due to losing a job, a decrease in pay, or added expenses, this situation can be very troubling. What many people fail to realize is that a debtor can negotiate with the lender to receive reduced payments, a removal of fees, a more acceptable payment schedule and other terms that can make repaying the debt more manageable.

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Posted in Finance

How Your Credit and Debt Work Together

Published on May 16, 2009 by JaggiJoy

One of the major factors that determines your credit score is how much debt you have.  In fact, your credit utilization accounts for about 30% of your credit score.  Let’s take a look at how this works in a little more detail.

If you are completely overwhelmed with debt, chances are that your credit score is [...]

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Posted in Credit

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